So you are playing semantics.
"There are two types of charges that could result in a person needing to appear in court. Some charges are criminal, meaning there was a crime committed against the state (this includes harm done to another person). Some charges are civil, meaning there is a dispute between two individuals. Usually criminal charges are much more severe offenses than civil charges. In fact there are many differences between the two. "
And here's something from Merriam Webster (whoever that is)
4a : to make an assertion against especially by ascribing guilt or bl